Salt is used in magic to purify ritual tools and erase negative influences, it is also useful for erasing problems.
it can be hard to manage without a credit card as things like tickets or hotel rooms are difficult to book without one. Therefore if you cannot cut up your card to prevent furthers spending try this spell.
Place your credit card or cards on a tap - touch them all, then clap to break up the energy. Next sprinkle over them and chant:
“Credit debts of mine, go away,
I will find a way to pay.”
Remove the salt from your cards, take it outside and give it to mother nature i.e. bury it.
The Gods help those who help themselves, so think hard about your spending and your spell will help erase your debts.